Personal Insurance Products
Your home is likely your family’s most valuable asset, purchasing the proper insurance policy is key to protecting it. We have several insurance companies that offer a wide range of products to ensure you’re comfortable with how your home is covered. We pride ourselves on providing our clients with the best mix of coverage and price possible. Annual reviews are done to make sure you and your family are receiving the value you deserve from your insurance policy.
There are numerous factors to consider when purchasing home insurance. Choose a deductible that you’re comfortable with paying in the event of a loss mixed with the premium discount for having a higher deductible is a tough decision, we can help you break down the math. Have a finished basement? Make sure you have enough sewer backup coverage to cover the cleanup, repairs and contents of your basement. Do you have an expensive heating/cooling system or have installed expensive appliances? Equipment breakdown coverage is available to lessen the burden of these unexpected expenses.
No one wants to have an insurance claim, but things happen. Wallis Agencies shows its value to clients most when helping clients navigate their claim. We have a dedicated claims manager on staff to follow up with you throughout the process to ensure the claims is being handled fairly and promptly. Our experienced staff is available to help you every step of the way.
Renting an apartment, condo, or house? Even if the owner has insurance on the home you can be liable for damage that you accidentally cause. Purchasing a tenants package is an affordable option to cover the potential of incurring a substantial financial loss. Tenants packages also include coverage for your own contents and valuables. Have expensive sporting equipment, jewellery, or collectibles? Most insurance policies have lower limits on these items, we’ll help to make sure you’re aware of how much coverage you have for these items.
Condo insurance has become increasingly complex, our knowledgeable staff can help you to navigate the insurance requirements of your Condo Corporation. Coverage is often included for betterments or improvements that you’ve made to your specific unit, but is it enough? Condo Corporations often have high deductibles, if a loss occurs you may be assessed a portion of the deductible to cover the cost. We can review your policy to ensure your deductible assessment coverage is adequate in case a major loss occurs to the building. Concerned about causing damage to the building or another condo in the building? We will help you evaluate how much liability insurance to carry.